{"id":61588,"date":"2021-02-08T14:21:29","date_gmt":"2021-02-08T17:21:29","guid":{"rendered":"https:\/\/veraz.com.br\/cpers\/?p=61588"},"modified":"2021-02-08T14:41:24","modified_gmt":"2021-02-08T17:41:24","slug":"socioa-do-cpers-revise-o-seu-contrato-de-emprestimo-com-financeiras","status":"publish","type":"post","link":"https:\/\/veraz.com.br\/cpers\/socioa-do-cpers-revise-o-seu-contrato-de-emprestimo-com-financeiras\/","title":{"rendered":"S\u00f3cio(a) do CPERS: revise o seu contrato de empr\u00e9stimo com financeiras"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A assessoria jur\u00eddica do CPERS, por meio do escrit\u00f3rio Buchabqui &amp; Pinheiro Machado, vem obtendo sucesso na revis\u00e3o da taxa de juros cobrada em contratos de empr\u00e9stimo pessoal obtido com financeiras.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Muitos educadores(as) sofrem com taxas de juros mais elevadas do que a m\u00e9dia do mercado e at\u00e9 10 vezes mais altas do que as praticadas pelo Banrisul.\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><strong>BANRISUL:<\/strong> taxa de 4,9% ao m\u00eas e 77,63% ao ano<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><strong>CEF:<\/strong> taxa de 3,18% ao m\u00eas e 45,58% ao ano<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><strong>FINANCEIRAS:<\/strong> taxas de 11,88% a 19,25% ao m\u00eas e de 284,41% a 726,75% ao ano<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><strong>M\u00c9DIA DO MERCADO:<\/strong> taxa de 6,8% ao m\u00eas e 181% ao ano<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Com a a\u00e7\u00e3o revisional, \u00e9 poss\u00edvel reduzir as parcelas e o saldo devedor. Quem j\u00e1 quitou o saldo pode obter a devolu\u00e7\u00e3o de valores pagos a mais. Se voc\u00ea possui contrato de empr\u00e9stimo com financeiras, j\u00e1 quitado ou em andamento, confira no verso como proceder.<\/span><\/p>\n<p><b>CONFIRA OS DOCUMENTOS NECESS\u00c1RIOS PARA AJUIZAR A A\u00c7\u00c3O REVISIONAL<\/b><\/p>\n<p><span style=\"font-weight: 400;\">O cliente interessado dever\u00e1 apresentar a seguinte documenta\u00e7\u00e3o:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">C\u00f3pia da identidade;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Comprovante de resid\u00eancia;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">C\u00f3pia do extrato banc\u00e1rio dos \u00faltimos 3 meses;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">C\u00f3pia do carn\u00ea de pagamento das parcelas (se houver) ou comprovante de pagamento das parcelas (se houver);<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Procura\u00e7\u00e3o judicial outorgando poderes para ajuizar a demanda judicial;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">C\u00f3pia do(s) contrato(s) assinado(s) com a institui\u00e7\u00e3o financeira;\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Caso o cliente n\u00e3o tenha os contratos, dever\u00e1 protocolar pedido de apresenta\u00e7\u00e3o dos contratos de empr\u00e9stimos\/financiamento. O pedido dever\u00e1 ser levado ao banco ou financeira em duas vias e o banco dever\u00e1 assinar\/carimbar o documento a fim de confirmar o recebimento do pedido. A via do cliente dever\u00e1 ser encaminhada ao escrit\u00f3rio, pois tal documento ser\u00e1 levado ao processo judicial em caso do(s) contrato(s) n\u00e3o serem apresentados pelo banco ou financeira no prazo estabelecido.<\/span><\/p>\n<p><a href=\"http:\/\/bit.ly\/buchabqui\"><span style=\"font-weight: 400;\">&gt; Baixe aqui o formul\u00e1rio de pedido de apresenta\u00e7\u00e3o e entrega da 2\u00aa via de contrato.<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Caso o banco\/financeira exija o pagamento de taxa para impress\u00e3o e entrega da 2\u00aa via do(s) contrato(s) ao cliente, o valor dever\u00e1 ser pago e o comprovante de pagamento desta despesa dever\u00e1 ser entregue ao escrit\u00f3rio para comprova\u00e7\u00e3o, pois ser\u00e1 anexado ao processo.<\/span><\/p>\n<p><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/12.0.0-1\/svg\/25b6.svg\" alt=\"&#x25b6;\" \/>\u00a0<em><a href=\"https:\/\/veraz.com.br\/cpers\/saiba-como-receber-noticias-do-cpers-por-whatsapp\/\" data-wpel-link=\"internal\">Receba not\u00edcias do CPERS por Whatsapp<\/a><\/em><\/p>\n<p>https:\/\/veraz.com.br\/cpers\/wp-content\/uploads\/2021\/02\/flyer_web.pdf<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A assessoria jur\u00eddica do CPERS, por meio do escrit\u00f3rio Buchabqui &#8230;<\/p>\n","protected":false},"author":62,"featured_media":61597,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[4087,2423,80,4910,4909],"coauthors":[2886],"class_list":["post-61588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-acao-revisional","tag-buchabqui-e-pinheiro-machao","tag-cpers","tag-emprestimo-com-financeiras","tag-revisao-da-taxa-de-juros"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - 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